April 4, 2008, Newsletter Issue #98: Life Insurance for Individuals with Existing Medical Problems

Tip of the Week

If you have existing medical problems, finding a good rate for life insurance might result in a challenge. If you find yourself needing help, contact a special risk advocate, who can help get you the best life insurance policy price.

Special-risk advocates work with people who have been diagnosed or have a history of some of the following conditions:
-Cancer
-Diabetes
-Heart disease
-Hypertension
-Stroke
-Depression
-Hepatitis C
-Obesity
-Smoking and tobacco use

Competition and the assistance of advocates have persuaded life insurance companies to insure and to offer more attractive rates to customers with health problems.

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