March 5, 2010, Newsletter Issue #141: What Will Happen To My Death Benefit If My Cash Value Drops To Zero?

Tip of the Week

With a universal life insurance policy, the life insurance death benefit is usually paid from the premiums that have been given to the company and the available cash value.
Although you are never guaranteed to have a minimum cash value to withdraw from, you should be guaranteed a minimum death benefit after a certain amount of premium payments have been made - no matter what happens with the investment portion of your account.

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