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February 15, 2008, Newsletter Issue #91: Paying For a Nursing Home
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Tip of the Week
The possibility of future nursing home expenses may be something to look at when you take out a life insurance policy. Although your current need may be to protect your dependents if you die, a whole life insurance policy can also be used to pay for nursing home expenses that your family may incur once you are older. Most whole life insurance companies will allow you to settle for a portion of the premiums that you have paid in over the years and those funds can be used to pay other costly expenses. This is another way to protect your children even after they are all grown up.
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