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If you need to file a life insurance claim, immediately contact your life insurance agent. Your representative will help you through the claim process and answer any questions along the way. Before filing a claim, review all bank statements, credit card information and contact employers to find out what coverage was carried by the deceased. All paperwork should be in order. A copy of the death certificate is necessary and in certain situations a marriage license and other documentation will be required. File the claim with the life insurance company. And if needed, determine the proper payment plan. Follow-up on your claim once it has been submitted to ensure a speedy payment. There are many channels that a claim can get tied-up and delayed without proper attention.