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Health Guidelines and Life Insurance

Most life insurance companies require a medical examination and administer a questionnaire. Underwriters take all the information gathered to determine the rates of an individual policy. Medical examinations typically include: -Blood pressure -Cholesterol Readings -Height and Weight -Urine sample Some of the questions include: -Health and medical history -Family medical history -Personal driving record -Use of tobacco -Substance or alcohol abuse -Aviation use -Hazardous activities -Residency/Citizenship

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