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The next time you are searching for a new career, ask your potential employer if a life insurance policy is part of the benefits package. While the lack of a life insurance policy should not be a reason for you to turn down a good job, it will be nice to know that you are receiving that added benefit that could someday help your family.
If your employer does offer a life insurance policy as part of the benefits package, read the policy carefully to determine the coverage. It may be necessary to purchase additional life insurance.