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If you currently receive a paid life insurance policy through your employer, it's important to determine if that coverage will continue once you retire. Some companies will extend their entire benefits package to their retirees, however others will not. You may be able to find these answers in your life insurance manual or by asking someone in a management position or in human resources. If you determine that the employer does not pay your life insurance policy post-retirement, you will need to come up with a plan to pay for your own final expenses.