Tips on Coverage for Military Smokers

• Coverage is available in increments of $25,000 up to $300,000.
• These term policies allow service members to drop or add increments based on life events (such as marriage, birth of a child, etc.)
• Applicants must have prior or current Military service or be the spouse, child or grandchildren of a current or former service member.
• Applicants must be younger than 65; coverage is renewable through age 85.
• Changes in nicotine use will impact rates.
• Life insurance isn’t just for those earning wages. Family plans can help cover the cost of final expenses as well as other expenses associated with the loss of family members.