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Life Insurance Tips
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Hi, my name is Yolander Prinzel, the Life Insurance Guru at LifeTips.
Enjoy these 191 Life Insurance tips. More added weekly!  Life Insurance for Children? | Jul 09, 2009
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Risk Criteria- Vocation and AvocationWhen underwriting your life insurance application and determining if you are an acceptable risk for the company, an underwriter will take both your vocation and avocations into consideration. Your vocation is your job, and if you are in a dangerous vocation like construction or police work, you may be declined or charged an additional premium. Your avocations are your hobbies. Scrapbooking and golf will not be considered dangerous by the underwriter, but scuba diving and hang gliding may and could also result in higher premiums or a declined policy. Your vocation is your job, and if you are in a dangerous vocation like construction or police work, you may be declined or charged an additional premium. Your avocations are your hobbies. Scrapbooking and golf will not be considered dangerous by the underwriter, but scuba diving and hang gliding may and could also result in higher premiums or a declined policy. -->
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