Although life insurance is often looked at as something that is an unnecessary cost, you may be taking more risk than you think. Luckily, term life insurance can be very affordable depending on:

- Your age

- How long you want the policy

- How much coverage you will need

For as little as $10-$20 per month, you could save a friend or family member from footing the bill in the event of you untimely death or enable your dependants enough financial resources to get by while they grieve.

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