Life insurance is at the heart of a family's financial security. The products provided by life insurance companies serve more than one purpose.

1) Protection: Life insurance helps ensure that a family can keep the house and pay the bills in the event of a death.

2) Savings: Life Insurance Companies offer products that have living benefits. Some polices accumulate cash value that you can use later for an education, emergency expenses, or retirement.

3) Wealth Transfer: Death benefits are tax-free and have a high amount of liquidity. Life Insurance Companies offer policies that are useful for businesses as well as for families.

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