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Paying the higher cost of permanent life insurance rates can ensure that you never become “uninsurable”. Unlike with insurance policies that expire, your permanent life insurance rates and benefit should stay in place throughout your life, as long as you keep up your payments, no matter how old you get or if you develop a severe illness. This is your return for all of those years that you have paid your permanent life insurance rate on a timely, monthly basis.
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Ray Lokar |