Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Group Life Insurance and other Life Insurance topics.
Life insurance carriers manage risk. Too many claims and the carrier cannot be certain of being around long enough to meet the needs of its policy holders. The need to balance risks means certain groups - such as members of the military - are less insurable than others. Members of the military can still find good coverage.
This low cost insurance coverage is available to active duty military members, members of the Reserve Officer Training Corps, ready Reservists and others with duties that put them at high risk of death and disability.