Choosing to pay permanent life insurance rates can help you avoid the high cost of renewals. For example, with policies that expire, you will often have a large jump in your premium each time you need to renew your policy. On the other hand, a permanent life insurance rate will stay the same as long as your policy is in good standing. So, while others your age are learning that they will have to pay a large monthly premium, you will have the same permanent life insurance rate you have always had.

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