Most life insurance companies require a medical examination and administer a questionnaire. Underwriters take all the information gathered to determine the rates of an individual policy.

Medical examinations typically include:
-Blood pressure
-Cholesterol Readings
-Height and Weight
-Urine sample

Some of the questions include:
-Health and medical history
-Family medical history
-Personal driving record
-Use of tobacco
-Substance or alcohol abuse
-Aviation use
-Hazardous activities
-Residency/Citizenship

About LifeTips

Now one of the top on-line publishers in the world, LifeTips offers tips to millions of monthly visitors. Our mission mission is to make your life smarter, better, faster and wiser. Expert writers earn dough for what they know. And exclusive sponsors in each niche topic help us make-it-all happen.

Ask a Question

Not finding the advice and tips you need on this Life Insurance Tip Site? Request a Tip Now!

Guru Spotlight

Joe Wallace

Ever wonder how you could make your life better and more fun? So have tens of millions of fans who have turned to LifeTips for answers over the past decade. We keep the tips, advice, books, podcasts and writing services flowing, so you can keep your life and business growing in the right direction. Upward!